If you’re a first-time homebuyer trying to get into the market in 2025, you’re not alone — and thankfully, you’re not without help. Rising home prices and interest rates have made affordability a real challenge, but there’s good news: several new or expanded programs are offering more support this year to help you get the keys to your first home.
Mortgage rates have been on a rollercoaster the past few years — and if you’re planning to buy, sell, or refinance in 2025, you’re probably asking the same question everyone else is:
If you're thinking about buying a home, one of the first questions you’ll ask is: Do I qualify? The answer depends on a few key factors — and the good news is, it may be easier than you think.
One of the biggest myths in home buying is that you need to save up 20% to qualify for a mortgage. That’s simply not true. Today’s loan programs make it possible to purchase a home with much less — even 0% down in some cases.
