4 Mistakes That Can Kill Your Mortgage in 2025

Getting pre-approved for a mortgage is a huge first step—but it’s not a guarantee. Many buyers in 2025 are running into common roadblocks that can derail the homebuying process. According to Tony Ham... ...more

mortgage

November 12, 2025•2 min read

What Credit Score Do You Need to Get a Mortgage in 2025?

According to Tony Hamblin, a mortgage expert at tmanmortgages.com, "Your credit score is one of the biggest factors lenders look at when reviewing your loan application. But the good news is, there ar... ...more

mortgage

November 12, 2025•2 min read

Will I Pay PMI, and When Can I Stop?

Understanding PMI and Why It Exists Private Mortgage Insurance (PMI) is often an unwelcome surprise for first-time homebuyers, but it plays a significant role in today’s mortgage landscape. PMI is ty... ...more

mortgage

July 31, 2025•3 min read

What Mortgage Rates Don’t Tell You: A Look at Additional Fees Homebuyers Should Expect

Understanding the True Cost of a Mortgage When shopping for a mortgage, most buyers zero in on one number: the interest rate. And while the rate significantly impacts your monthly payment and long-te... ...more

mortgage

July 31, 2025•3 min read

New Help for First-Time Homebuyers in 2025

If you’re a first-time homebuyer trying to get into the market in 2025, you’re not alone — and thankfully, you’re not without help. Rising home prices and interest rates have made affordability a real... ...more

mortgage

June 05, 2025•3 min read

What’s the Real Outlook for Mortgage Rates in 2025?

Mortgage rates have been on a rollercoaster the past few years — and if you’re planning to buy, sell, or refinance in 2025, you’re probably asking the same question everyone else is: ...more

mortgage

June 05, 2025•3 min read

What Are the Credit Score and Income Requirements / How Do I Qualify?

If you're thinking about buying a home, one of the first questions you’ll ask is: Do I qualify? The answer depends on a few key factors — and the good news is, it may be easier than you think. ...more

mortgage

May 05, 2025•1 min read

How much down payment do I need / Do I qualify for down payment assistance?

One of the biggest myths in home buying is that you need to save up 20% to qualify for a mortgage. That’s simply not true. Today’s loan programs make it possible to purchase a home with much less — ev... ...more

mortgage

May 05, 2025•1 min read